I just finished reading Thomas Corley’s book, “Rich Habits: The Daily Success Habits of Wealthy Individuals.” It’s a quick, easy, and insightful read! (Check out Corley’s website richhabitsinstitute.com).

I first heard about this book from Dave Ramsey.

My interest in this book was threefold:

• I want to be in a place where I can give big and play big! To get there, Sherri and I are following Dave Ramsey’s “Baby Steps“.
• I want my children to have a mature understanding of finances and to be smart/hard workers, wise investors, generous givers, and thoughtful spenders.
• I am currently doing a lot of reading/thinking about the power of daily habits.

Anyhow, over on Dave Ramsey’s website, I saw this list of actions that “rich people” do that differentiates them. I typically don’t do this, but I want you to see it so bad I’m cutting and pasting it! (I’ll do that in a minute).

Apparently the conversation about “rich people” has gotten Ramsey into trouble with some folks, so after sharing this list he goes on to defend the idea of having money. You can/should read it here.

And now the list…

1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day. 23% of wealthy gamble. 52% of poor people gamble.

2. 80% of wealthy are focused on accomplishing some single goal. Only 12% of the poor do this.

3. 76% of wealthy exercise aerobically four days a week. 23% of poor do this.

4. 63% of wealthy listen to audio books during commute to work vs. 5% of poor people.

5. 81% of wealthy maintain a to-do list vs. 19% of poor.

6. 63% of wealthy parents make their children read two or more non-fiction books a month vs. 3% of poor.

7. 70% of wealthy parents make their children volunteer 10 hours or more a month vs. 3% of poor.

8. 80% of wealthy make Happy Birthday calls vs. 11% of poor.

9. 67% of wealthy write down their goals vs. 17% of poor.

10. 88% of wealthy read 30 minutes or more each day for education or career reasons vs. 2% of poor.

11. 6% of wealthy say what’s on their mind vs. 69% of poor.

12. 79% of wealthy network five hours or more each month vs. 16% of poor.

13. 67% of wealthy watch one hour or less of TV every day vs. 23% of poor.

14. 6% of wealthy watch reality TV vs. 78% of poor.

15. 44% of wealthy wake up three hours before work starts vs. 3% of poor.

16. 74% of wealthy teach good daily success habits to their children vs. 1% of poor.

17. 84% of wealthy believe good habits create opportunity luck vs. 4% of poor.

18. 76% of wealthy believe bad habits create detrimental luck vs. 9% of poor.

19. 86% of wealthy believe in lifelong educational self-improvement vs. 5% of poor.

20. 86% of wealthy love to read vs. 26% of poor.

What do you think about this list?

Do you agree? Disagree?

Based on what you’ve read, how does your future look?